Payment plans

Payment plans at Coastal Dental Care

At Coastal Dental Care, we offer three different options of payment plans for our patients. For treatments valued below $1,000, you can select a Zip Pay or Afterpay interest-free payment plan.

Zip Money is available for purchases greater than $1,000 and up to $10,000.

zip afterpay payment plans

About Afterpay

Afterpay allows you to split your payment in four fortnightly interest-free payments. For example, if you decide to pay for your $125 Check-up and clean with Afterpay, you will make 4 instalments of $31.25.

To sign up, you can download the Afterpay app on your phone or sign up online. Before you come in for treatment, you can check your spend limit in the Afterpay app. After your treatment, you use the app to generate a barcode for our front desk staff to scan. Instantly, Afterpay will debit your first instalment from your chosen bank card. In the app, you can see your payment schedule for the remaining three payments.

Afterpay Summary

  • Repayment period: 8 weeks (4 fortnightly payments)
  • Minimum repayment: ¼ of your spent
  • Maximum expense: $1,000
  • Interest: No, interest-free
  • Account costs: No, account is free
  • Credit check: No
  • Requirements: Must be over 18 years old and have a valid Australian bank payment card
  • Application: Online or in app
  • Response: Instantly

About Zip Pay

Zip Pay is a digital wallet that will allow you to purchase multiple times up to $1,000. You can repay these interest-free payments either weekly, fortnightly, or monthly.

You can also choose how much you want to repay. However, it must be above the minimum repayment of $40 per month. Furthermore, Zip charges a monthly fee of $6 if there is an outstanding balance on your account.

Zip will send you a statement each month. Here you will be able to see how many repayments you have made and view the outstanding balance in your account.

Zip Pay Summary

  • Repayment period: Weekly, fortnightly or monthly (your choice)
  • Minimum repayment: $40/month
  • Maximum expense: Zip will decide which of the three different credit limits ($350, $500, and $1,000) you are eligible for
  • Interest: No, interest-free
  • Account costs: Monthly service fee of $6 if there is an outstanding balance in the account
  • Credit check: Yes
  • Requirements: Mobile phone number, email address, provide valid residential, employment, and financial information
  • Application: Online
  • Response: Usually instantaneous

About Zip Money

Zip Money gives patients a payment plan for treatment above $1,000 and below $10,000. This option is interest-free for at least 3 months. A monthly service fee of $6 is due if there is an outstanding balance in your account. You will also have to pay a one-off set-up fee when your account gets activated. This fee can vary between $0 and $299 and depends on your credit limit.

You can apply online for your Zip account. To do this you will have to provide a mobile phone number, email address, as well as valid residential, employment, and financial information.

Zip Money Summary

  • Repayment period: Weekly, fortnightly or monthly (your choice)
  • Minimum repayment: $40/month
  • Maximum expense: More than $1,000, less than $10,000
  • Interest: Varying, interest-free for at least 3 months
  • Account costs: Monthly service fee of $6 if there is an outstanding balance in the account. One-off establishment fee between $0 and $299 depending on your credit limit
  • Credit check: Yes
  • Requirements: Mobile phone number, email address, valid residential address, employment records, and financial information
  • Application: Online
  • Response: Within the next hour unless Zip needs more information
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